Built for the teams accountable for compliance
The same platform, applied to the way different teams work. Whatever you are verifying and whoever asks you to prove it, Certivo gives you one auditable system of record.
Onboard customers and counterparties with a defensible evidence trail
The challenge
Regulated payment businesses must verify identity, screen for financial crime and document every decision — usually across several disconnected vendor dashboards, with reviewers reconciling results by hand.
How Certivo helps
Certivo unifies identity verification, sanctions and PEP screening, KYB and case review behind one API and console. Onboarding policy becomes a versioned workflow, ambiguous results become cases, and every decision lands in one append-only audit log ready for a regulator or auditor.
Key capabilities
- ✓Identity verification with document, face-match and liveness
- ✓Sanctions, PEP and adverse-media screening with ongoing monitoring
- ✓KYB with beneficial-ownership resolution
- ✓Case management with four-eyes review and audit exports
Manage attestations, evidence and controls across many clients
The challenge
Bodies that issue certifications juggle evidence, control mappings and approval decisions for a large book of clients — and must show, on demand, that each certificate was issued against real, reviewed evidence.
How Certivo helps
Certivo gives certification teams a structured system of record: evidence is captured and normalised, decisions are made against configurable criteria, and every approval carries an immutable trail. Workflows model each certification scheme; cases hold the review; the audit log is the assurance.
Key capabilities
- ✓Configurable workflows per certification scheme
- ✓Evidence capture normalised to one consistent shape
- ✓Reviewable, auditable approval decisions
- ✓Immutable record of who approved what, and on what basis
One queue, full context, four-eyes control
The challenge
In-house compliance functions lose time switching between tools and rebuilding context for each review — and struggle to prove a clean, unbroken decision trail when the auditors arrive.
How Certivo helps
Certivo puts every decision that needs a human into a single review queue, each case carrying the evidence that created it. Assignment, notes and four-eyes review keep work moving, while the audit log quietly builds the record your assurance team needs.
Key capabilities
- ✓Unified, prioritised review queue
- ✓Cases with complete upstream context
- ✓Assignment, SLAs and four-eyes review
- ✓Role-based access with least-privilege roles
Trace any decision back to its inputs
The challenge
Assessing a compliance program means reconstructing decisions after the fact — often from screenshots, spreadsheets and memory, with gaps that undermine the assurance.
How Certivo helps
Because Certivo records every input, threshold and reviewer against each decision, an auditor can answer "why was this approved?" months later with the exact evidence on record. Exports package the trail for external review.
Key capabilities
- ✓Decision history with inputs and thresholds
- ✓Append-only audit logging across the platform
- ✓Audit-ready exports for a period or subject
- ✓Configurable retention to match obligations
Manage evidence, controls and attestations in one place
The challenge
Large regulated organisations manage controls, evidence and attestations across teams and suppliers — and need consistency, isolation and a clear division of responsibility with any vendor they adopt.
How Certivo helps
Certivo provides the infrastructure and evidence trail; your team retains policy and final decisions. Tenant isolation, RBAC, SSO/SAML on Enterprise, and configurable data residency make it fit for procurement and security review.
Key capabilities
- ✓Tenant isolation and role-based access control
- ✓SSO / SAML on Enterprise plans
- ✓Configurable data residency
- ✓DPA, sub-processor transparency and security review support
Who is responsible for what
Certivo is a technology vendor, not a licensed financial institution. We provide the platform and the evidence trail; you retain accountability for your policy, risk appetite and final onboarding decisions.
| Area | Certivo provides | You own |
|---|---|---|
| Platform security | Infrastructure, encryption, headers, patching | Strong credentials, SSO config, key hygiene |
| Access | RBAC engine, audit logging, tenant isolation | Role assignment, joiner/mover/leaver reviews |
| Decisions | Orchestration, thresholds, evidence trail | Policy, risk appetite, final onboarding calls |
| Data | Storage, retention controls, deletion tooling | Lawful basis, retention policy, data-subject responses |