Compliance workflows, composable.
Certivo unifies identity verification, AML screening, KYB and case management behind one API and one console — so regulated teams can onboard customers with confidence.
Built for regulated onboarding
Everything a compliance program needs, behind one API
Certivo brings identity, business verification, screening and case review into a single, auditable platform — so regulated teams stop stitching point tools together.
Identity verification
Document authenticity, 1:1 face match and liveness — orchestrated as a single step and normalised across vendors.
Learn more →AML, sanctions & PEP
Screen people and entities against global sanctions, watchlist, PEP and adverse-media data with tunable match logic.
Learn more →KYB
Verify company registration, resolve the ownership graph and screen beneficial owners against the same case trail.
Learn more →Case management
Every decision a machine cannot clear becomes a reviewable case with full context and an immutable resolution trail.
Learn more →Workflow builder
Compose steps, branches and thresholds visually — version them, test in sandbox, promote to production.
Learn more →Reporting & audit
Append-only audit logging on every action and audit-ready exports for regulators and internal review.
Learn more →The compliance lifecycle, in one auditable system
From first touch to ongoing monitoring, each subject carries one record — so nothing falls between tools and every decision is traceable.
Intake
A person or business enters onboarding through your app or the console.
Verify
Document, biometric, liveness and registry checks run as one step.
Screen
Parties are matched against sanctions, PEP and adverse-media data.
Decide
Clear results pass; anything ambiguous opens a case for human review.
Monitor
Approved subjects are re-screened on a schedule; changes reopen cases.
One system of record
Identity, business and decision data live together — not scattered across vendor dashboards and spreadsheets.
Vendor-neutral by design
External providers sit behind reviewed, swappable adapters, so you are never locked to one vendor's response shape or roadmap.
Evidence you can defend
Every input, output and decision is written to an append-only audit log built for regulators and internal assurance.
Built for the teams accountable for compliance
Banks, PSPs & EMIs
Onboard customers and counterparties with a defensible, auditable evidence trail.
Certification & assurance bodies
Manage attestations, evidence and control mappings across many clients in one system.
Internal compliance teams
Give reviewers a single queue with context, four-eyes controls and a complete record.
Auditors & assessors
Trace any decision back to its inputs, thresholds and the person who resolved it.
Modern infrastructure, honest engineering
Certivo runs on Next.js and Vercel with a managed Neon Postgres database in an EU/UK region. External vendors sit behind swappable adapters, and every request is tenant-scoped.
Interfaces
How your team & systems connect
Orchestration
The compliance engine
Provider adapters
Swappable, normalised vendors
Platform & data
Managed, EU/UK-region infrastructure
Every request is tenant-scoped; every mutating action is written to the audit log.
Built for enterprise due diligence.
Controls aligned to SOC 2 and ISO 27001 practices, audit logging on every action, and a provider architecture that plugs into the vendors you already trust. Certifications are in progress and described honestly — never claimed before they are held.