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Enterprise compliance operations platform

Compliance operations, end to end.

Certivo is the operations layer for compliance teams — one system of record for the whole onboarding-to-monitoring lifecycle. Verification, AML and sanctions screening, decisioning, case review and a defensible audit trail, orchestrating the providers you choose. Not another vendor dashboard to reconcile.

IntakeVerifyScreenDecideMonitor

Built for compliance teams at regulated businesses

BanksAcquirersPSPsEMIsRegulated fintechs

Built on proven, widely audited infrastructure

Next.jsReactTypeScriptTailwind CSS
Node.jsPrismaPostgreSQLVercel

Technologies Certivo is built on — not partners, certifications or endorsements. See the Trust Centre for exactly what we do and do not claim.

Platform

One operations platform for the whole compliance function

Verification and screening produce the signals; Certivo is the operations layer on top — workflows, decisions, cases, evidence and audit in a single system of record. Reach it through the console your team works in every day, or the API your systems call.

Identity verification

Document authenticity, 1:1 face match and liveness — orchestrated as a single step and normalised across vendors.

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AML, sanctions & PEP screening

Screen people and entities against global sanctions, watchlist, PEP and adverse-media data with tunable match logic.

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KYB & business verification

Screen an entity and its beneficial owners against the same case trail; registry and ownership-graph resolution are on the roadmap.

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Workflow builder

Compose steps, branches and thresholds visually — version them, test in sandbox, promote to production.

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Decision & threshold logic

Weighted scoring, auto-approve and review-floor thresholds and required-step gating turn signals into a consistent, explainable verdict.

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Case management

Every decision a machine cannot clear becomes a reviewable case with full context, assignment and an immutable resolution trail.

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Provider orchestration

Every external vendor sits behind a reviewed, swappable adapter, so a change of provider is never a change of your workflow.

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Ongoing monitoring

Roadmap

Keep approved subjects under periodic re-screening so material changes reopen a case.

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Audit trail & evidence

Append-only audit logging on every action and audit-ready exports for regulators and internal review.

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How it works

The compliance lifecycle, in one auditable system

From first touch to ongoing monitoring, each subject carries one record — so nothing falls between tools and every decision is traceable.

01

Intake

A person or business enters onboarding through your app or the console.

02

Verify

Document, biometric, liveness and registry checks run as one step.

03

Screen

Parties are matched against sanctions, PEP and adverse-media data.

04

Decide

Weighted thresholds clear low-risk subjects; anything ambiguous opens a case for human review.

05

Monitor

Approved subjects are kept under periodic re-screening so material changes reopen a case. (On the roadmap.)

By design, monitoring feeds material changes back into review — the loop never closes.
One auditable record follows each subject from first touch through ongoing monitoring.

One system of record

Identity, business and decision data live together — not scattered across vendor dashboards and spreadsheets.

Vendor-neutral by design

External providers sit behind reviewed, swappable adapters, so you are never locked to one vendor's response shape or roadmap.

Evidence you can defend

Every input, output and decision is written to an append-only audit log built for regulators and internal assurance.

Who it's for

Built for the teams accountable for compliance

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Banks, PSPs & EMIs

Onboard customers and counterparties with a defensible, auditable evidence trail.

Certification & assurance bodies

Manage attestations, evidence and control mappings across many clients in one system.

Internal compliance teams

Give reviewers a single queue with context, four-eyes controls and a complete record.

Auditors & assessors

Trace any decision back to its inputs, thresholds and the person who resolved it.

Architecture

Modern infrastructure, honest engineering

Certivo runs on Next.js and Vercel with a managed Neon Postgres database in an EU/UK region. External vendors sit behind swappable adapters, and every request is tenant-scoped.

Interfaces

How your team & systems connect

Web console (RBAC)Versioned REST APIOrganisation-scoped API keys

Orchestration

The compliance engine

Workflow builder & versioningDecision & threshold logicCase managementAppend-only audit log

Provider adapters

Swappable, normalised vendors

Identity / document / livenessSanctions · PEP · adverse mediaKYB & registry

Platform & data

Managed, EU/UK-region infrastructure

Next.js on Vercel edgeNeon Postgres (managed)Encrypted at rest & in transit

Every request is tenant-scoped; every mutating action is written to the audit log.

A layered architecture: your team and systems sit above the compliance engine; external vendors sit behind reviewed, swappable adapters.

Built for enterprise due diligence.

Controls aligned to SOC 2 and ISO 27001 practices, audit logging on every action, and a provider architecture that plugs into the vendors you already trust. Certifications are in progress and described honestly — never claimed before they are held.